TERMS OF SERVICE
Last Updated: March 30, 2026 Effective Date: March 30, 2026
1. ACCEPTANCE OF TERMS
Welcome to apicheap.net (the "Site"). These Terms of Service ("Terms") govern your access to and use of the apicheap.net API services, software, website, and related products (collectively, the "Services").
The Services are owned and operated by LOOM AGENCY LIMITED, a company registered in Hong Kong with registered address at:
RM 602, 6/F, KAI YUE COMM BUILDING, NO.2C, ARGYLE STREET, MONGKOK KOWLOON, HONG KONG
By accessing or using apicheap.net, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Services.
These Terms constitute a legally binding agreement between you ("User," "Customer," "you") and LOOM AGENCY LIMITED ("Company," "we," "us," "our").
2. DESCRIPTION OF SERVICE
apicheap.net provides the following services:
2.1 API Keys
Access to artificial intelligence model APIs at competitive rates, including but not limited to:
- Text generation APIs
- Image generation APIs
- Embedding APIs
- Speech-to-text and text-to-speech APIs
- Other AI model endpoints as made available
2.2 Agent Setup Services
Consulting and technical setup services for deploying AI assistants and agents, including:
- Custom agent configuration
- Integration with messaging platforms (Telegram, WhatsApp, Discord, etc.)
- Workflow automation setup
- Training and documentation
2.3 Documentation
Technical guides, API references, code examples, and integration tutorials.
2.4 Support
Customer support for technical issues and billing inquiries via admin@apicheap.net.
We reserve the right to modify, suspend, or discontinue any part of the Services at any time without prior notice.
3. USER ACCOUNTS
3.1 Registration
To access certain features of the Services, you must create an account. By registering, you agree to:
- Provide accurate, current, and complete information during registration
- Maintain and promptly update your account information
- Maintain the security of your password and API keys
- Accept all risks of unauthorized access to your account
- Notify us immediately at admin@apicheap.net of any security breach
3.2 Account Verification
We reserve the right to require identity verification for:
- High-volume API usage (exceeding 100,000 requests/month)
- Suspicious activity or fraud prevention
- Compliance with applicable laws and regulations
Verification may include:
- Government-issued ID
- Proof of address
- Business registration documents
- Payment method verification
3.3 Account Security
You are solely responsible for:
- Maintaining the confidentiality of your login credentials
- All activities that occur under your account
- Ensuring your API keys are not publicly exposed (e.g., in GitHub repositories, public forums)
- Implementing appropriate security measures (environment variables, secret management)
3.4 Account Termination
We reserve the right to suspend or terminate accounts that:
- Violate these Terms or the Acceptable Use Policy
- Engage in fraudulent, illegal, or abusive activity
- Intentionally exceed rate limits or circumvent security measures
- Remain inactive for 12 consecutive months
- Fail to complete required verification
Upon termination:
- Access to API keys is immediately revoked
- Unused credits are forfeited (except as required by law)
- Data is deleted per our Privacy Policy
3.5 Multiple Accounts
Creating multiple accounts to abuse free tier quotas, evade restrictions, or circumvent bans is prohibited and may result in termination of all associated accounts.
4. PAYMENT AND BILLING
4.1 Business Model
apicheap.net operates on a pay-per-use credit model:
- You purchase API credits in advance
- Credits are consumed as you make API requests
- Usage is tracked and displayed on your dashboard
- All prices are in USD unless explicitly stated otherwise
4.2 Payment Methods
We accept the following payment methods:
- Card payments: Visa, international cards, and other major networks)
- International bank transfer: Wire transfer to our designated business accounts
Payment Processing Fees: A payment processing fee may apply depending on your chosen payment method and region. The applicable fee will be displayed at checkout before you confirm the transaction.
We do not store full credit card details on our servers. All payment information is processed securely by licensed third-party payment processors.
4.3 Authorization
By submitting payment information, you authorize us (via our payment processors) to charge the applicable fees β including any processing fees β to your payment method.
4.4 All Sales Final
ALL SALES OF API CREDITS ARE FINAL AND NON-REFUNDABLE ONCE ANY API REQUEST HAS BEEN MADE. See our Refund Policy for complete details.
4.5 Failed Payments
If a payment fails, you will be notified via email. Service access may be limited until payment is resolved.
4.6 Taxes
You are responsible for all applicable taxes. We may collect and remit taxes where required by law. Tax-exempt organizations must provide valid documentation.
4.7 Price Changes
We reserve the right to modify pricing at any time. Price changes:
- Take effect 30 days after notice for existing customers
- Apply immediately to new customers
- Do not affect prepaid credits already in your account
5. REFUND POLICY
All sales of API credits are final. Once an API key has been utilized (i.e., any API request has been generated and logged), no refunds will be issued under any circumstances.
For B2B consulting and Agent Setup services, payments for completed milestones are non-refundable. Prepaid amounts for unstarted milestones are refundable if the project is cancelled.
Full details are in our standalone [Refund Policy].
6. ACCEPTABLE USE POLICY (AUP)
6.1 Prohibited Content
You agree NOT to use the Services to generate, distribute, or promote:
Illegal Content:
- Child sexual abuse material (CSAM) β reported to authorities
- Content promoting terrorism or violent extremism
- Instructions for creating weapons or explosives
- Content facilitating human trafficking or modern slavery
Harmful Content:
- Spam, phishing, social engineering attacks
- Malware, ransomware, or malicious code
- Harassment, bullying, stalking, or threats of violence
- Hate speech based on race, religion, gender, sexuality, disability, nationality
Deceptive Content:
- Impersonation of individuals, organizations, or government entities
- Disinformation campaigns intended to manipulate public opinion or elections
- Fraudulent business schemes, scams, or pyramid schemes
Sexually Explicit Content:
- Pornography or sexually explicit material
- Any content involving minors (strictly prohibited, reported to NCMEC)
- Non-consensual intimate imagery
6.2 Prohibited Conduct
You agree NOT to:
API Abuse:
- Reverse engineer, decompile, or disassemble our API
- Use multiple accounts, proxies, or automation to exceed rate limits
- Publish API keys publicly (GitHub, forums, social media)
- Resell API access without written permission
- Scrape API responses for training competing AI models
Security Violations:
- Attempt unauthorized access to our systems or user accounts
- Exploit vulnerabilities without responsible disclosure
- Launch DDoS or denial-of-service attacks
6.3 Rate Limits
Default rate limits apply unless otherwise specified in your plan:
| Tier | Requests/Day | Requests/Second | Monthly Quota |
|---|---|---|---|
| Free | 100 | 1 | 1,000 |
| Basic | 10,000 | 5 | 100,000 |
| Pro | 100,000 | 10 | 1,000,000 |
| Enterprise | Custom | Custom | Custom |
Burst Policy: Short bursts (up to 2x limit) are allowed for up to 10 seconds. Sustained overages result in throttling.
Limit Increases: Request higher limits via admin@apicheap.net with your use case and expected volume.
6.4 Enforcement
| Violation Severity | First Offense | Repeat Offense |
|---|---|---|
| Minor (accidental overage) | Warning | Temporary throttling |
| Moderate (AUP breach) | 7-day suspension | Account termination |
| Severe (illegal content) | Immediate termination | Legal action |
Appeal Process: Email admin@apicheap.net within 7 days with your account ID, explanation, and supporting evidence. Response within 10 business days.
7. INTELLECTUAL PROPERTY
7.1 Our Property
LOOM AGENCY LIMITED owns all rights, title, and interest in and to:
- API infrastructure, code, and algorithms
- Documentation, guides, and tutorials
- Trademarks, logos, and brand assets (apicheap.net)
- Agent configurations and templates we create
7.2 Your Content
You retain all ownership rights to:
- Prompts and inputs you submit to the API
- Outputs generated from your prompts
- Your business data and customer information
- Applications you build using our API
7.3 License Grant
By using the Services, you grant us a limited, worldwide, royalty-free license to:
- Process your prompts through AI models to generate outputs
- Store data as necessary to provide the Services
- Use anonymized, aggregated data for analytics and service improvement
This license does not include using your prompts or outputs to train foundational AI models (see Section 8).
7.4 Feedback
Any feedback, suggestions, or feature requests you provide may be used by us without compensation or attribution.
8. DATA PROCESSING AND AI MODEL TRAINING
8.1 Customer Data Protection
WE DO NOT USE CUSTOMER DATA TO TRAIN AI MODELS.
LOOM AGENCY LIMITED affirms that:
- Customer prompts and API inputs are NOT used for training, fine-tuning, or improving underlying AI models
- Customer outputs are NOT used for model training
- Customer data is processed solely to return the requested API response
- We do not sell, rent, or share customer prompts or outputs with third parties (except as required for service delivery)
This commitment is a core business principle of apicheap.net. Any breach of this commitment by our employees or contractors will result in immediate termination and may invite legal action.
8.2 Data Processing
Customer data may be processed for the following purposes only:
- API request fulfillment
- Security monitoring and fraud prevention
- Billing and account management
- Customer support
- Legal compliance
We reserve the right to monitor, log, and analyze all API usage patterns for the purpose of detecting fraud, abuse, security threats, and violations of these Terms. Such monitoring is automated and does not involve human review of prompt content unless a violation is detected or suspected.
8.3 Third-Party AI Providers
Our Services rely on third-party AI model providers. By using apicheap.net, you acknowledge that:
- Your prompts may be processed by third-party AI infrastructure
- Third-party providers may have their own terms and privacy policies
- We do not control third-party model behavior or outputs
- We are not liable for any data processing activities conducted by third-party AI providers beyond our control
We endeavor to select AI providers with strong data protection commitments and policies that restrict the use of API data for model training. We encourage you to review the privacy policies of our upstream AI providers for full transparency.
8.4 Data Retention
We retain customer data for the following periods:
| Data Type | Retention Period | Legal Basis |
|---|---|---|
| Account data | Life of account + 2 years | Contract |
| Payment records | 7 years | Tax compliance (HK/US) |
| API usage logs | 90 days | Legitimate interest |
| Support tickets | 2 years | Contract |
| Security logs | 1 year | Legitimate interest |
| Marketing data | Until opt-out or 3 years | Consent |
| Cookies | As specified in Privacy Policy | Consent/Legitimate interest |
After retention periods, data is anonymized or securely deleted.
8.5 Cooperation with Law Enforcement
We may disclose customer data, including API usage logs, account information, and payment records, to law enforcement authorities when:
- Required by valid legal process (court order, subpoena, warrant)
- Necessary to prevent imminent harm or illegal activity
- Required to protect the rights, property, or safety of LOOM AGENCY LIMITED, our customers, or the public
9. DISCLAIMERS AND NO WARRANTY
9.1 No Warranties
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- MERCHANTABILITY
- FITNESS FOR A PARTICULAR PURPOSE
- NON-INFRINGEMENT
- ACCURACY, RELIABILITY, OR COMPLETENESS
- UNINTERRUPTED OR ERROR-FREE OPERATION
9.2 AI Limitations
You acknowledge and agree that:
- AI-generated outputs may be inaccurate, biased, incomplete, or inappropriate
- You are solely responsible for verifying and validating AI outputs before use
- We do not guarantee the availability, performance, or quality of any AI model
- Third-party AI providers may change, suspend, or discontinue models without notice
- AI outputs should not be relied upon for medical, legal, financial, or other professional advice
9.3 Service Availability
We target high availability as described in our Service Level Agreement, but do not guarantee zero downtime or immediate resolution of all technical issues.
10. LIMITATION OF LIABILITY
10.1 Damages Cap
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, LOOM AGENCY LIMITED'S TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE LESSER OF: (A) THE AMOUNT YOU PAID TO US IN THE 3 MONTHS PRECEDING THE CLAIM, OR (B) USD $500.
10.2 Excluded Damages
IN NO EVENT SHALL LOOM AGENCY LIMITED BE LIABLE FOR ANY:
- INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
- LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES
- BUSINESS INTERRUPTION OR DOWNTIME COSTS
- THIRD-PARTY CLAIMS OR DAMAGES
- DAMAGES ARISING FROM UNAUTHORIZED ACCESS TO YOUR ACCOUNT DUE TO YOUR FAILURE TO SECURE CREDENTIALS
- DAMAGES ARISING FROM THIRD-PARTY AI PROVIDER OUTAGES, ERRORS, OR POLICY CHANGES
- DAMAGES ARISING FROM YOUR RELIANCE ON AI-GENERATED OUTPUTS
10.3 Indemnification
You agree to indemnify, defend, and hold harmless LOOM AGENCY LIMITED, its officers, directors, employees, contractors, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees and investigation costs) arising from or related to:
- Your use or misuse of the Services
- Your violation of these Terms, the Acceptable Use Policy, or applicable law
- Your generated content, outputs, or any application built using our API
- Your infringement of any third-party intellectual property, privacy, or other rights
- Any chargeback, payment dispute, or fraudulent transaction associated with your account
- Any third-party claim resulting from content you generated using our Services
10.4 Fraud Investigation Rights
We reserve the right to investigate suspected fraud, abuse, or Terms violations. During investigation, we may:
- Suspend your account and withhold remaining credits
- Review API usage logs and account activity
- Share relevant information with payment processors and law enforcement
- Terminate your account without prior notice if fraud is confirmed
You agree to cooperate with any investigation and provide information reasonably requested.
11. GOVERNING LAW AND DISPUTE RESOLUTION
11.1 Governing Law
These Terms are governed by and construed in accordance with:
- Hong Kong Special Administrative Region laws for Company-related matters
- United States federal and state laws (Delaware) for US customers and transactions
Where conflicts arise, Hong Kong law takes precedence for Company operations, and US law applies for US consumer protection requirements.
11.2 Dispute Resolution Process
Step 1 β Direct Resolution (Required): Contact admin@apicheap.net with a detailed description of the dispute. We will respond within 5 business days.
Step 2 β Mediation (Optional): If unresolved after 30 days, either party may request mediation through a mutually agreed mediator. Costs are shared equally.
Step 3 β Binding Arbitration (If Necessary):
- Hong Kong International Arbitration Centre (HKIAC) for non-US customers
- American Arbitration Association (AAA) for US customers
Arbitration shall be conducted in English, with the venue in Hong Kong (HKIAC) or New York (AAA).
11.3 Class Action Waiver
You waive the right to participate in class actions, class arbitrations, or representative actions against LOOM AGENCY LIMITED. This waiver applies to the extent permitted by applicable law in your jurisdiction.
11.4 Small Claims Exception
Either party may bring individual claims in small claims court for disputes within the court's monetary jurisdiction.
11.5 Injunctive Relief
We may seek injunctive relief in any competent court to prevent or stop violations of these Terms.
12. TERMINATION
12.1 Termination by You
You may close your account at any time by emailing admin@apicheap.net.
12.2 Termination by Us
We may suspend or terminate your account for:
- Acceptable Use Policy violations
- Non-payment
- Fraudulent or illegal activity
- Extended inactivity (12+ months)
- Violation of these Terms
We will provide notice where practicable, except in cases of severe violations where immediate termination may occur.
12.3 Effect of Termination
Upon termination:
- All API keys are immediately revoked
- Access to the Services is terminated
- Unused credits are forfeited (except as required by Hong Kong or US law)
- Data is deleted per our Privacy Policy retention schedules
- Outstanding balances remain due and payable
12.4 Survival
The following sections survive termination: Intellectual Property (7), Data Processing (8), Disclaimers (9), Limitation of Liability (10), Governing Law (11).
13. CHANGES TO TERMS
- Material Changes: 30 days advance notice via email
- Minor Changes: Immediate effect with updated "Last Updated" date
- Legal Compliance: Immediate effect where required by law
Your continued use of the Services after changes constitutes acceptance.
14. MISCELLANEOUS
14.1 Entire Agreement
These Terms, together with our Privacy Policy, Refund Policy, and Service Level Agreement, constitute the entire agreement between you and LOOM AGENCY LIMITED.
14.2 Severability
If any provision is found invalid, the remaining provisions remain in full force. The invalid provision shall be modified to the minimum extent necessary.
14.3 Assignment
You may not assign your rights without our written consent. We may assign these Terms in connection with a merger, acquisition, or sale.
14.4 Force Majeure
We are not liable for delays or failures resulting from causes beyond our reasonable control (natural disasters, pandemics, war, government actions, infrastructure failures, third-party service outages).
14.5 Waiver
Failure to enforce any right does not constitute a waiver. Waivers must be in writing.
14.6 Language
These Terms are written in English. The English version controls in case of conflict with translations.
14.7 Contact Information
LOOM AGENCY LIMITED Email: admin@apicheap.net Address: RM 602, 6/F, KAI YUE COMM BUILDING, NO.2C, ARGYLE STREET, MONGKOK KOWLOON, HONG KONG
15. ADDITIONAL DISCLOSURES FOR SPECIFIC REGIONS
15.1 European Union Customers
- You have a 14-day right of withdrawal for digital purchases (with consent-based exceptions for commenced performance)
- GDPR rights apply (see Privacy Policy)
- EU Consumer Rights Directive protections apply
15.2 United States Customers
- California Consumer Privacy Act (CCPA) rights apply
- State-specific consumer protection laws may apply
15.3 Australian Customers
- Australian Consumer Law guarantees apply (non-excludable)
- Services come with guarantees of acceptable quality and fitness for purpose
END OF TERMS OF SERVICE
By using apicheap.net, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.